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September 2009

09/14/2009

The Present and Future of PCI Compliance

Looking around the internet this week…

Chris McClean, at the Forrester Blog for Security and Risk Professionals, suggests that in the future PCI compliance audits, and the auditors who perform them, will “be set under the most finely tuned of microscopes to be examined for accuracy and thoroughness.” 

Despite such increasing scrutiny, it’s unlikely that the human element of data security will ever disappear entirely, even if people do stop, but for one example, disabling personal firewalls. 

Data security, it would seem, isn’t important to nearly enough people, with the notable exception of CPAs, who place it at the top of their list.   As with anything, though, prioritization is a relative concept, and “data classification” (and PCI compliance) often isn’t prioritized the way it should be.

Perhaps if people better understood the “enormity of the threat,” (hat tip – Database Security 3.0) and the need for prioritizing internal controls, they could ease the “struggles” of the credit card industry in keeping data secure. 

The future of the payment and data security industries could include a variety of partial solutions, from biometric-based security to SMS-based messaging.  Regardless of what the future may portend, however, the tools of the present (PCI compliance coupled with strict internal controls) are the best way to keep your, and your customers’ data secure.

09/08/2009

Integrated Payment Processing